Turn Your Debt Into Opportunity: A Smarter Mortgage Strategy
On the 4/14/26 episode of Your Money Matters, I shared a strategy many homeowners overlook—using your mortgage for debt consolidation.
While today’s mortgage rates may be higher than your current first mortgage, I always encourage clients to focus on total interest paid and overall household debt—not just the rate. When I calculate a “blended rate” that combines mortgage, auto loans, and credit cards, most people are paying far more than they realize.
By consolidating debt into one loan, I’ve helped homeowners lower monthly payments—often by hundreds—reduce total interest, improve cash flow, and pay off debt faster. This approach can also support better credit, even for those planning to move in a few years.
I also discussed the advantages of working with an independent mortgage broker—access to more loan options, transparent costs, and solutions tailored to your goals. Additionally, tools like reverse HELOC options for homeowners 55+ can provide added flexibility.
Listen to the full 4/14/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-04-14-26-Your-Money-Matters-Mortgage-Insights.mp3
Tune in every Tuesday from Noon–12:30 PM on KLZ 560AM for Your Money Matters.
With gratitude,
Kurt Rogers
Managing Broker | Affordable Interest Mortgage
📞 (720) 895-0500 | 🌐 www.aimortgage.net
NMLS #217147 | IMB #2191655
Equal Opportunity Lender | Regulated by the Division of Real Estate
