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Purchase Home Loans in Arvada, CO: Single Family, First-Time Buyer Loans, Vacation Home Loans, Investment Property Loan Services & More

Helping Homeowners Across Colorado & Arizona

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At Affordable Interest Mortgage, we are known for providing mortgage loans and offering step by step guidance for buying a property in Arvada. With nearly two decades of experience in the housing industry, we can help you find condominium, townhouse, single family home, and investment property loans that fit your specific requirements. From arranging down payment assistance programs to keeping the entire documentation process paperless for seamless processing, we’ve carved a position as one of the finest mortgage brokerage services in Arvada. So, if you’re looking to secure a custom mortgage loan in Arvada, then look no further than AIM.

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Want Single Family Home Loans in Arvada? Hire Our Licensed Loan Specialists

A single family home loan is a mortgage secured on a real estate property developed to be used as a single dwelling unit. We offer a wide range of single family home loans, including a conventional, FHA, VA, or a custom mortgage that serves your needs. A VA loan allows qualified service members and veterans to purchase a single family home property without putting forth a down payment and benefit from competitive interest rates, while a conventional loan enables you to put down a reduced down payment for all types of properties.

Get Pre-Approved Today

Serious about homebuying? Click Below to get started on pre-approval.

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Secure Townhome Loans to Buy a Townhouse or Condo in Arvada

A townhouse and condo loan entails unique requirements. With mortgage loans for condos and townhouses being relatively complex, our bonded, licensed loan specialists in Arvada can assist both investors and first time home buyers in arranging a custom mortgage deal. A mortgage lender generally tends to have specific rules for approving an FHA condo loan or reviews pending legislation and HOA delinquencies for approving a conventional condo loan. Offering a balanced combination of experience and skill, we can help arrange conventional condominium loans, a 15 or 30 year FHA loan, or a VA loan for properties in Arvada.

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A Professional Mortgage Solution in Arvada for Obtaining First Time Home Buyer Loans

A first time home buyer faces a range of problems, including issues with flawed credit scores, lacking enough money for a hefty down payment, or having an inconsistent employment history. With a traditional mortgage, clients are typically required to put down 20% of the home’s purchase price as a down payment amount. It is, however, difficult for most first time home buyers to arrange a 20% down payment. We are familiar with the problems our clientele faces, which is why we can arrange an FHA loan where the minimum required down payment is 3.5% of the purchase price.

Secure Investment Property Loans in Arvada With AIM

An investment property is a piece of real estate that is bought or developed to earn income by leasing or renting it out to others. At AIM, we can arrange investment property loans that can fund multiple properties, don’t have distinctive requirements like FHA loans, have a higher loan balance, and also leverage the use of an optimal interest rate. Known for bringing forth a unique combination of our experience and expertise, we can help our clients in Arvada secure investment property loans through a streamlined, efficient process.

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A One Stop Solution to Qualify for Vacation Home Loans in Arvada With AIM

A vacation home is commonly defined as a secondary residence, which is at least 50 miles away from your primary residence, or is a property that you will live in for some portion of each year. With buying a vacation home being a huge financial commitment, you can eventually build home equity, benefit from tax breaks, create rental income, and prepare for your retirement by buying a vacation property in Arvada. From facilitating you with taking out a new loan to guiding you to choose a cash out refinance as an option, our licensed professionals can help you get approved for vacation home loans in Arvada.

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Benefit From Down Payment Assistance in Arvada

At AIM, we provide down payment assistance for buying both commercial and residential properties in Arvada. Our down payment assistance program facilitates you to buy a home in a short term period, leverage a reduced mortgage payment, secure low interest loan, or benefit from a grant. So, if you’re seeking down payment assistance in Arvada, then consider reaching out to AIM. Our down payment assistance programs have a preset criterion, which includes:

  • Available for first time home buyers
  • Clients should have low to moderate income
  • The property should be your primary residence
  • The property should be in a ‘targeted’ census tract
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Determine Monthly Mortgage Payments in Arvada With Our Loan Calculator

Our monthly mortgage calculator also takes into account PMI (private mortgage insurance) and town property taxes, giving you a complete overview of your monthly mortgage payments for any type of property you buy in Arvada. Our mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the following factors:

  • Home’s sale price
  • Buyer’s down payment percentage
  • The term of the loan desired
  • Loan’s interest rate
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Affordable Interest Mortgage’s Mission Statement is:

To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

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