Helping Homeowners Across Colorado & Arizona
Frequently Asked Questions About Loan Types
Our FHA Loans Can Be the Perfect Option for You
Is your credit score holding you back from securing a mortgage loan? Well, with the help of our home loan lenders, you can opt for our FHA loans in Boulder. With lower interest rates and lower down payments, there's no reason not to learn more.
Get the Funding You Need With Our VA Loans
Here at AIM, we recognize what veterans in Boulder like you have done for our country. We're proud to offer those who served with our VA loans. You don't have to worry about a down payment, and you're able to borrow as much as your income will permit. Many veterans living in Boulder have appreciated that your credit score carries no weight, so you can gain the financial loan you need without worry.
Turn to Our Professional for the Perfect Loan
With our conventional loans, it's important to recognize that a government agency doesn't back this particular type of loan. Whether you're ready to opt for conforming or non-conforming loans, it's best to turn to our team and see what option best fits your lifestyle in Boulder.
Quality Loans for Those Larger Purchases
Are you tired of looking at mediocre Boulder homes that just don't fit with your vision? Our jumbo loans make it possible to secure the funding you need to buy your dream house. You'll be happy to learn that our jumbo loans have no mortgage requirements. However, cash reserves and liquid assets are used to back your loan in Boulder from our home loan lenders.
Use Your Investments to Obtain Your Next Boulder Home Loan
We understand that you've worked hard for all your investments, and you can now use those investments as a way to back your future home loan. With your investment portfolio, our home loan lenders will provide you with a loan in Boulder accordingly.
See Why So Many Prefer Our 10 – 30 Year Terms Loans
10 – 30 year term loans are some of the most common home loans when it comes to the Boulder community. This option will allow you to keep a fixed interest rate, meaning your rate will never go up or down. This helps you to be prepared for payments every month without sudden surprise fees. After 10 years, you can pay off the loan in full, with a minor percentage and likely no penalty fees.
Fixed Rate Vs. Adjustable Rates
Are you interested in a fixed or adjustable rate loan but not entirely sure which each means? We're here to help Boulder customers just like you find their best option. A fixed rate is where your interest rate is fixed. It will never change. In contrast, an adjustable rate can fluctuate with the rates at the current time. Therefore, there's a possibility you can get it cheaper than your current rate.
Our Rate Guarantee Brings You Peace of Mind
There's hardly a guarantee when it comes to any Boulder home loans. However, with our rate guarantees, you can finally breathe easily. For 120 days before your closing date, your rate is fixed. That means, if the interest rates go up within that timeframe, you can rest assured your initial rate is still locked in.
Personalized Boulder Mortgage Plans You Can Trust
Here at AIM, we understand that every Boulder client is different. With a custom mortgage loan, you can have a personalized payment that specifically fits your needs.
Let Us Show You What Our Reverse Mortgage Option Is All About
Many Boulder customers have pondered the thought of a reverse mortgage at some point. With so much to juggle financially, our reverse mortgage might be the perfect option for you. You use the equity in your Boulder home to live in your property without worrying about mortgage payments. However, there are various payments and upkeep that are still your responsibility. Call to learn more about this option.
Get Pre-Approved Today
Serious about homebuying? Click Below to get started on pre-approval.