Colorado Living. Centennial, Colorado – Denver Metro Area Reside

Home Loan Types in Highlands Ranch, CO: FHA Loans, VA Loans, Conventional Mortgage Loans & Custom Mortgage Loan Services

Helping Homeowners Across Colorado & Arizona

Frequently Asked Questions About Loan Types


  • Helping Families Find a Loan

    If you're a struggling homeowner in Highlands Ranch and are looking for a mortgage loan that doesn't judge you based solely on credit score, we have what you need. With our FHA loans, you can secure the finances you need to purchase your home with a lower down payment and lower interest rate.

  • Helping Our Honorable Veterans Who Served

    Brave veterans like you can benefit significantly from our VA loans. There is no down payment required, and we don't base your loan on your credit score. Instead, we look at your income and determine how much you can borrow.

  • Reap the Benefits of Your Good Credit Score

    Whether you're looking to opt for a non-conforming or a conforming conventional loan, it's best to turn to our pros at AIM. We're happy to assist our Highlands Ranch customers in understanding the difference between the two. However, it's important to note that our conventional loans require a minimum of a 620 credit score.

  • For Your Extravagant Purchases, Turn to Our Jumbo Loans

    Our jumbo loans are for those looking to purchase a high price Highlands Ranch home. You no longer have to drive by your dream home and wonder if you'll ever get to live there. With our jumbo loans, there are no mortgage requirements. Our home loan lenders do, however, require cash reserves and liquid assets to back up your future loan.

  • Make Your Investments Work for You

    Are you trying to get a home loan? Do you have an impressive investment portfolio? Well, we're here to tell you that we can combine the two with our asset manager liquid loans. Using your previous investments as collateral, you can obtain the finances to buy your Highlands Ranch home.

  • Looking For a 10 – 30 Year Loan?

    So many future homeowners in Highlands Ranch opt for our 10 – 30 year term loans. There's no way your interest rate will increase with our fixed rate, which helps you maintain a more manageable monthly payment. You'll also be happy to learn that after 10 years, you can pay off your loan in full if you have the means to do so. You won't have to worry about penalties and high percentages.

  • We Help Determine What's Best for Your Situation

    When it comes to our fixed and adjustable rates in Highlands Ranch, it all comes down to what works best for your situation. Our fixed rates keep your interest rate locked in so it will never go up or down. Our adjustable rates fluctuate with the current percentages, which can be good or bad. Which one fits your needs? We'll help you find out.

  • With Our Rate Guarantee, There's Never Surprise

    With our rate guarantee, you'll never have to worry about your rate going up. Once it's guaranteed, it'll stay the same for the 120 days before your closing date. Therefore, you can stop checking the percentages because your rate is guaranteed!

  • We Personalize to Fit Your Needs

    Are you failing to find the ideal loan option in Highlands Ranch? With AIM on your side, our staff is happy to customize your mortgage to better fit your needs. We understand that everyone's financial situation is complicated, but we make it easier with our custom mortgage.

  • Do You Qualify for Reverse Mortgage?

    A reverse mortgage means you're using the equity your home has built up to live in your Highlands Ranch property without having to stress over monthly mortgage payments. However, there are requirements for this option to be further looked into. It's also your responsibility to pay taxes, homeowner insurance, and the typical upkeep that meets the FHA approved requirements.

Get Pre-Approved Today


Serious about homebuying? Click Below to get started on pre-approval.

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Affordable Interest Mortgage’s Mission Statement is:


To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

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