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Purchase Home Loans in Parker, CO: Single Family, First-Time Buyer Loans, Vacation Home Loans, Investment Property Loan Services & More

Helping Homeowners Across Colorado & Arizona

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At Affordable Interest Mortgage, we are known for providing mortgage loans for buying properties in Parker. With nearly two decades of experience in the mortgage industry of Parker, we can help you find a single family home, condominium, townhouse, vacation, or investment property loan that fits your specific needs. From keeping the entire documentation process paperless to being a BBB Gold Star recipient since 2004, we’ve etched our position as one of the premier mortgage brokerage services in Parker. If you’re looking to secure a custom mortgage loan in Parker, then consider opting for AIM.

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Secure Custom Single Family Home Loans in Parker by Hiring Our Loan Specialists

A single family home loan is a mortgage secured on a property developed to be used as a single dwelling unit. Our service offers a wide variety of single family home loans, including a VA, FHA, conventional, or a custom mortgage that best fits your needs. A conventional loan allows you to put forth a reduced down payment for all types of properties in Parker, while a VA loan enables active military personnel, veterans, and their spouses to purchase a property without putting down a down payment and leverage the use of reasonable interest rates.

Get Pre-Approved Today

Serious about homebuying? Click Below to get started on pre-approval.

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Finance a Townhouse or Condo in Parker With Condominium Loans

A condo or townhouse loan entails atypical requirements. With mortgage loans for townhouses and condos being fairly complex, our licensed loan specialists in Parker can facilitate both first time home buyers and investors in arranging a custom mortgage deal. A mortgage lender in Parker usually tends to have specific rules for approving a VA condo loan or reviews credit scores and debt to income ratio for approving a Jumbo townhouse loan. Bringing a blended combination of experience and skill, we can arrange conventional condominium loans or a 15 or 30 year FHA loan for properties in Parker.

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A One Stop Solution in Parker for Finding First Time Home Buyer Loans

Are you a first time home buyer in Parker who is unable to understand the complex requirements or is unable to put down a hefty down payment amount? At AIM, we understand that first time home buyers face a host of problems, including having problems with inconsistent employment history, an imperfect credit score, or not having the ideal debt to income ratio. With it being difficult for first time home buyers to arrange a 20% down payment, we can help arrange an FHA loan where the minimum required down payment is 3.5% of the purchase price.

Find Custom Investment Property Loans in Parker by Hiring AIM

An investment property is a piece of real estate that is bought and established to earn income by leasing or renting it out to others. Our specialists can arrange investment property loans that can fund several properties, don’t have requirements like FHA loans, have a higher loan balance, and make use of a reasonable interest rate. With us being known for our experience and expertise by our clientele in Parker, we can empower you to secure investment property loans through an efficient process.

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Choose Parker’s Finest for Getting Vacation Home Loans Approved

A vacation home is considered a secondary residence, one which is at least 50 miles away from your primary residence and is used for recreational purposes. The decision to buy a vacation home is a major financial obligation; however, you can generate rental income, prep for your retirement, build home equity, and capitalize upon tax breaks by buying a vacation property. From leading you through the benefits of taking out a new loan to guiding you through the labyrinth of cash out refinancing, our professionals can help you buy your vacation home in no time.

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Leverage the Use of Down Payment Assistance in Parker

At AIM, we provide down payment assistance for buying both residential and commercial real estate properties in Parker. Our down payment assistance programs facilitate you to put down as little as $1000 as a down payment, benefit from a grant, buy a property in a short term period, or get a low interest loan approved. If you’re seeking down payment assistance in Parker, then consider getting in touch with our professionals. Our down payment assistance programs have certain prerequisites, which includes:

  • Available for first time home buyers
  • Mortgage borrowers should have low to moderate income
  • The property should be your primary residence
  • The property should be in a ‘targeted’ census tract
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Find Out Monthly Mortgage Payments in Parker with Our Loan Calculator

Our mortgage calculator also takes into account town property taxes and PMI (private mortgage insurance), offering you a comprehensive rundown of your monthly mortgage payments for any property you buy in Parker. Our mortgage calculator can s to determine monthly payments of a home mortgage loan, based on the following factors:

  • A property’s sale price
  • Buyer’s down payment percentage
  • The term of the loan desired
  • Loan’s interest rate
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Affordable Interest Mortgage’s Mission Statement is:

To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

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