Colorado Living. Centennial, Colorado – Denver Metro Area Reside

Helping Homeowners Across Colorado & Arizona

Frequently Asked Questions About Loan Types

  • Are Conventional Loans Right for You?

    Unlike your typical loans, it's important to note that a government agency does not back our conventional loans. With some home loan lenders making exceptions with nonconforming conventional loans, it's vital to check both conforming and nonconforming loans thoroughly. These mortgage loans are often preferred among the Colorado community but require a minimum of a 620 credit score.

  • Our Asset Manager-Liquid Loans Have Your Back

    You can now use your previous investments to secure an asset manager-liquid loan. We know you worked hard for all your successes, and we make it easy to now use your investment portfolio to back up your loan.

  • Secure Your Financial Needs With Our VA Loans

    Have you proudly served in the military? Are you in the process of looking for the right home loan? With no down payment required, you can borrow as much as your income will allow you to with our VA loans. Not to mention, your credit score carries no weight in the process.

  • FHA Loans Are Ideal for the Struggling Homeowner

    Are you tired of not securing financing just because of your credit score? Well, thanks to AIM, we provide customers in Colorado with FHA loans. You can now purchase your home with lower interest rates and lower down payments.

  • Choose A Jumbo Loan for Your Next Home

    You no longer have to think your dream home is out of your price range. With our jumbo loans for Colorado customers, you can now have the finances you need to purchase that dream property. The great thing about this option is that there's no mortgage requirement. However, our home loan lenders do require cash reserves and liquid assets to back your loan.

  • Reverse Mortgage Can Save You Too

    By using the equity that you have in your home, you can live in your Colorado property without worrying about mortgage payments. However, taxes, homeowner insurance, and the upkeep of your residence are still your responsibility and must meet FHA approved requirements.

  • Are you Interested in a 10 – 30 Year Term Loan?

    One of the more typical home loans in Colorado is our 10 – 30 year term loans. This option allows our customers to keep a fixed interest rate, which maintains a constant mortgage payment. After the ten years, you'll have the opportunity to pay off in full, with little percentage and likely no penalties.

  • Which Loan Is Right for You?

    Depending on your needs and goals, some are better off with a fixed rate while others may benefit greatest from an adjustable rate. We listen to you, and we'll design a solution based on your preferences, situation, and goals.

  • Nothing's Better Than a Guarantee

    Our rate guarantee loans ensure that your interest rate is fixed for 120 days before your closing date. If, for some reason, the rates increase within that time, you'll still get the fixed rate you initially anticipated, which helps you save money.

  • We Customize Your Mortgage

    Our home loan lenders can create a personalized loan to better fit your financial situation. This option has helped many of our customers in Colorado after searching and failing to find a loan that fits their needs.

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Affordable Interest Mortgage’s Mission Statement is:

To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

23:28 04 Nov 22
We are very pleased with the Asset Manager. It has allowed us to use equity to buy two investment homes, make some home improvements and help with miscellaneous expenses. Even with utilizing the equity as much as we have, we have been able to pay down the mortgage more quickly, and at a lower interest rate than other options. I love having all of our income go straight into the asset manager to decrease the balance faster. Our experience with Bob and Kurt has been amazing. They explain very well how the tool works, and that the asset manager is a great tool for some, but not all. There have been no surprises since we started our asset manager over 3 years ago. Also, our experience with Northpointe Bank has been great as well. There customer service has been outstanding.
Robert JibsonRobert Jibson
20:19 04 Nov 22
Love the Asset Manager mortgage. With my old mortgage (even at 2.65% 15 year) I was aggressively paying it off. It would have been paid off in 5-6 years. My loan will be paid off in December less than 2 years after going to the asset manager mortgage. I didn't get a raise I didn't do anything differently this product is amazing!!
Travis GroverTravis Grover
19:57 04 Nov 22
Kurt did a great job explaining the asset manager loan to me and my wife.I use the loan to pay for a family car and do things that I wouldn’t be able to do otherwise. Honestly, I’m living above my means right now, but I think in the long run the asset manager loan will help me pay off my house faster by allowing me to make small investments that I wouldn’t have done otherwise.It’s nice to have access to the equity in my house whenever I need it.
Charmagne HaradaCharmagne Harada
15:39 06 Oct 22
To Whom It May Concern,Our Asset Manager Mortgage has been a wonderful opportunity for our family. As I earn my PMHNP degree, the ability to work hours has been limited. This mortgage has allowed me to attend school, focus on my studies, and not worry about making money at this time. We appreciate the freedom we have because of this mortgage. We could not have done this without Kurt and his amazing team at Affordable Interest Mortgage!Kind regards, Char
Christopher StummChristopher Stumm
15:36 04 Oct 22
Our experience has been the most satisfying of any we have had previously with any lender. Kurt and his staff are responsive and helpful with all of our questions and made the process incredibly easy. It has worked exactly as advertised. Having the access to our home equity has made our lives so much less stressful with the ability to repay at such an accelerated rate. I would highly recommend the Asset Manager product to everybody.
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