Fixed Home Loans Colorado, Adjustable Home Loans Arizona

Fixed & Adjustable Rates

Fixed and adjustable home loans are popular among Colorado homebuyers, as it gives them options when getting a mortgage. A fixed mortgage loan does not change, and the interest rate is set when you take out the loan. With adjustable mortgage loans, your interest rate may go up or down, depending on a variety of factors. At Affordable Interest Mortgage, our team of licensed experts helps you determine if fixed home loans or something more adjustable is right for you in Colorado.

Features of Adjustable Home Loans for Colorado Homebuyers

When you opt for an adjustable home loan, your initial interest rate will be fixed for a period of time. After that, the rate resets periodically, which could be yearly or monthly. At Affordable Interest Mortgage, our certified professionals can help you determine if this type of loan, or a more standard fixed mortgage loan, is right for you when you’re attempting to buy a home in Colorado.

Benefits of Using Adjustable Mortgage Loans in Colorado

There are several reasons Colorado homebuyers want to utilize adjustable mortgage loans when purchasing a home. Most importantly, adjustable loans have lower rates and payments early in the loan. Colorado lenders can consider the lower payment when qualifying potential borrowers, so people can buy more expensive homes than they otherwise would be able to afford. It helps borrowers utilize the advantage of falling rates without having to refinance.

Affordable Interest Mortgage’s Mission Statement is:

To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

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