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Fixed & Adjustable Rates

Fixed and adjustable home loans are popular among Colorado homebuyers, as it gives them options when getting a mortgage. A fixed mortgage loan does not change, and the interest rate is set when you take out the loan. With adjustable mortgage loans, your interest rate may go up or down, depending on a variety of factors. At Affordable Interest Mortgage, our team of licensed experts helps you determine if fixed home loans or something more adjustable is right for you in Colorado.

Features of Adjustable Home Loans for Colorado Homebuyers

When you opt for an adjustable home loan, your initial interest rate will be fixed for a period of time. After that, the rate resets periodically, which could be yearly or monthly. At Affordable Interest Mortgage, our certified professionals can help you determine if this type of loan, or a more standard fixed mortgage loan, is right for you when you’re attempting to buy a home in Colorado.

Benefits of Using Adjustable Mortgage Loans in Colorado

There are several reasons Colorado homebuyers want to utilize adjustable mortgage loans when purchasing a home. Most importantly, adjustable loans have lower rates and payments early in the loan. Colorado lenders can consider the lower payment when qualifying potential borrowers, so people can buy more expensive homes than they otherwise would be able to afford. It helps borrowers utilize the advantage of falling rates without having to refinance.


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Affordable Interest Mortgage’s Mission Statement is:


To continually serve our clients to the best of our abilities. In addition to being a BBB A+ rated company, member of the Tom Martino Referral Network and Haystack of Colorado, we accomplish this in three ways. By giving them the respect and the effort required to earn their business and receive recommendations. By offering them a variety of products, knowledge, and transparency in the process. And ultimately leaving them with the assurance that we are grateful for the opportunity.

JENNIFER MEECEJENNIFER MEECE
23:28 04 Nov 22
We are very pleased with the Asset Manager. It has allowed us to use equity to buy two investment homes, make some home improvements and help with miscellaneous expenses. Even with utilizing the equity as much as we have, we have been able to pay down the mortgage more quickly, and at a lower interest rate than other options. I love having all of our income go straight into the asset manager to decrease the balance faster. Our experience with Bob and Kurt has been amazing. They explain very well how the tool works, and that the asset manager is a great tool for some, but not all. There have been no surprises since we started our asset manager over 3 years ago. Also, our experience with Northpointe Bank has been great as well. There customer service has been outstanding.
Robert JibsonRobert Jibson
20:19 04 Nov 22
Love the Asset Manager mortgage. With my old mortgage (even at 2.65% 15 year) I was aggressively paying it off. It would have been paid off in 5-6 years. My loan will be paid off in December less than 2 years after going to the asset manager mortgage. I didn't get a raise I didn't do anything differently this product is amazing!!
Travis GroverTravis Grover
19:57 04 Nov 22
Kurt did a great job explaining the asset manager loan to me and my wife.I use the loan to pay for a family car and do things that I wouldn’t be able to do otherwise. Honestly, I’m living above my means right now, but I think in the long run the asset manager loan will help me pay off my house faster by allowing me to make small investments that I wouldn’t have done otherwise.It’s nice to have access to the equity in my house whenever I need it.
Charmagne HaradaCharmagne Harada
15:39 06 Oct 22
To Whom It May Concern,Our Asset Manager Mortgage has been a wonderful opportunity for our family. As I earn my PMHNP degree, the ability to work hours has been limited. This mortgage has allowed me to attend school, focus on my studies, and not worry about making money at this time. We appreciate the freedom we have because of this mortgage. We could not have done this without Kurt and his amazing team at Affordable Interest Mortgage!Kind regards, Char
Christopher StummChristopher Stumm
15:36 04 Oct 22
Our experience has been the most satisfying of any we have had previously with any lender. Kurt and his staff are responsive and helpful with all of our questions and made the process incredibly easy. It has worked exactly as advertised. Having the access to our home equity has made our lives so much less stressful with the ability to repay at such an accelerated rate. I would highly recommend the Asset Manager product to everybody.
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